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New Michigan Auto Insurance Laws

Pip is the coverage that pays for allowable expenses in the event of an auto accident. The new michigan law takes effect on july 1, 2020.

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Of those drivers, 33.3% said they were satisfied with the changes made by state lawmakers, while 12.8% said they were dissatisfied.

New michigan auto insurance laws. The new auto insurance law will allow you to choose a level of pip medical coverage. Or quote a michigan auto insurance policy online to see your coverage options. Strives to remain updated on all new laws and policies so we can help clients understand how they affect their unique situations and cases.

Abc57 news in south bend, ind. Michigan drivers who renew or buy car insurance face a choice starting july 2: Stick with unlimited medical coverage, go with less or — for seniors with medicare — opt out entirely.

Michigan is the only state where unlimited pip medical continues to be an option and the new available limits equal or exceed the highest benefits in the country. Insurance companies are required to reduce the premium for this coverage so that there will be an average. Before we get into the specific changes, let’s take a quick step back in time for a little context.

Drivers now must choose among several different medical options for pip protection and what amount of liability (also known as bodily injury liability insurance) to purchase. Savings for auto insurance companies: A survey* of michigan drivers by the zebra in june 2020 showed that 64.3% were aware that the state’s car insurance laws would change on july 2.

Under the new plan, drivers are able to choose from up to six options for personal injury protection coverage. Covers all of michiana including st. “michigan had a disproportionate number of uninsured drivers, and the new auto insurance law clears many barriers to coverage,” said difs director anita fox in a statement.

For auto insurance policies issued or renewed after july 1, 2020, drivers now will have the choice of the following. Joseph, elkhart, kosciusko, laporte and marshall counties in indiana and berrien, cass, van buren and st. As michigan attorneys, goodman acker p.c.

With the new law, you can opt out of buying personal injury protection (pip) as part of your auto insurance—but only if your health insurance policy covers auto injuries and has a deductible of $6,000 or less. Michigan's new car insurance law. The michigan department of insurance and financial services held a town hall tuesday, june 23, 2020, to field questions and deliver information about the new auto insurance law.

Come july, drivers will have to wrap their heads around major updates to the state’s auto insurance. Michigan’s new auto insurance reform law went into effect on july 1, 2020. Michigan’s new auto insurance law is one many residents have been waiting for because of the lower rates, but there are complex choices drivers have to make.

The impact of the changes reaches far and wide, from consumers and auto insurers to commercial carriers and health attorneys. The landscape of michigan’s auto insurance market will look a lot different next month. About the new auto insurance law.

This includes medical expenses, lost wages and attendant care to aid with daily living activities. 10 things to know about new auto insurance reform. Turning 65 might cause your michigan auto insurance premiums to spike.

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